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Hello. My name is Bernard and my wife Jesusa, we are both in the healthcare field for over 20 years as well as both life agent specialist for over 10 years. We are here because we were once like you looking for answers to a world of uncertainties. We were clients first and became agents when we learned more about the New kind of insurance products that are out there. Life Insurance and annuities are very important tools for individuals and families to have. They offer the protection we need in case of untimely death, unforeseen illnesses such as heart attack, stroke, cancer, chronic illness or just covering for income gap or future needs in our golden years. Our mission is to help hard working adults by informing and educating them how life insurance and financial vehicles can be a benefit for their current and future needs. Our specialty is wealth building with tax-free strategies as well as financial protection such as Chronic & Critical illness, and death benefits. Through our own life experiences, we have seen the value of life insurance with living benefits as well as for others we have helped. We hope we can do the same for you. We would like to earn your business, please give us a call to review your life’s current situation and see how we can help and make a difference in your life.